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Learning Center
Insurance Buying Tips
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Fire Prevention & Safety
Common Causes of Fires & Preventative Measures
Home Fire Safety Measures
Safety Features to Look For in a Home
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What to Do in the Event of a Loss
Auto Accident
Homeowners or Commercial Property Loss
Workers' Compensation Claim
General Liability Claim
Insurance Fraud - What is it?
The Victims of Insurance Fraud
How Donegal is Combatting Fraud
How You Can Help Stop Insurance Fraud
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Glossary of Insurance Terms
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Common Causes of Fires, and Ways to Prevent Them
Fire Prevention & Safety Information
Kitchen Fire While Cooking
Don’t leave food cooking unattended.
Pay special attention to hot grease or oil.
Always supervise children.
Keep a fire extinguisher nearby, and make sure it shows “A, B, C.”
Never use water on a grease fire!
Salt or baking soda can also be used to extinguish a fire; or, smother a fire in a pan by putting a lid on it.
Wood/Coal/Pellet Stoves or Fireplace Inserts
Make sure your stove or insert has a “UL” label on it.
Make sure your stove was installed properly by a contractor, according to NFPA standards for proper clearances, floor covering, wall covering, flue and chimney.
Make sure your chimney is cleaned regularly, especially at beginning of the season.
Never use homemade stoves, which are a common cause of fires.
Don’t install or use stoves in a garage; they can contact combustible materials more readily.
Candles/Potpourri Burners
Burn candles and potpourri
only
when you are in the room.
Keep open flames away from curtains and other combustible materials.
Outside Burning and Bonfires
Don’t start open fires when ground and surrounding vegetation is dry.
Don’t burn when winds are stronger than a gentle breeze.
Always have a strong water source ready in case a fire begins to get out of control.
Stay with the fire at all times.
When finished, rake through the ashes to ensure that all coals are cooled.
Other Considerations
Make sure all outside antennas are properly grounded.
Install lightning rods to reduce possibility of fire by lightning strike.
Be sure that your home’s wiring is updated and adequate to handle electrical loads.
Don’t overload circuits. Breakers trip and fuses blow when overloaded.
If you have an older heating system, get it checked by a professional for safety.